51ĀŅĀ× offers a comprehensive benefit package designed to provide highāquality benefits to fit your needs and the needs of your family.
Benefits Summary
Benefits Summary
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Supplemental
There are two vision plans available as well as dental and orthodontia, life insurance, short and long term disability coverage as well as paid time off and educational benefits.
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Retirement
51ĀŅĀ× faculty and staff have access to retirement plans offered by the State Teachers Retirement System of Ohio (STRS), the Ohio Public Employee Retirement System (OPERS) and the Alternative Retirement plan (ARP).
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Miscellaneous
Adoption benefits, tax deferred annuities, parental, professional and educational leaves, recreational facilities and employee perks & discounts are a few of the miscellaneous benefits offered to employees of 51ĀŅĀ×.
Health Related
51ĀŅĀ× offers a comprehensive benefit package designed to provide highāquality benefits to fit your needs and the needs of your family. Core benefits include health, prescription drug, vision, and dental coverage; employee basic life insurance; and short and longāterm disability insurance. Employees may purchase additional life insurance for themselves and/or their dependents. Health and dependent day care flexible spending accounts are also available.
The Health Plan is administered by Anthem Blue Cross & Blue Shield and offers employees a preferred provider organization (PPO). FullāTime Faculty and Administrators as well as bargaining unit members are eligible for benefits. PartāTime Administrators must have a full time equivalency (FTE) of .75 or higher and an appointment of 120 days or greater to qualify. Your spouse or domestic partner* is eligible as well as children. Federal Health Care Reform allows parents to cover their children up to age 26 regardless of financial dependence, student or marital status. Learn more about benefits eligibility.
There are no preāexisting condition clauses or waiting periods.
The following is an example of the deductions for 51ĀŅĀ×ās PPO health plan. Rates are based on salary level.
| PPO Medical Plan | Per Month Contribution Range |
|---|---|
| Employee Only | $122.16 - $217.18 |
| Employee Plus One | $271.48 - $482.62 |
| Employee & Family | $447.94 - $796.32 |
Employee's choosing to enroll their spouse or domestic partner in a health insurance plan are charged an additional premium per pay if the spouse/partner is employed and not enrolled in their employer's health plan.
*Additional expenses or taxable wages may be incurred by employees electing domestic partner benefit coverage.
Plan Coverage Summary
| Category* | PPO Medical Plan |
|---|---|
| Deductible | $800 individual/$1600 family |
| Plan CoāInsurance | 80% for most categories |
| Employee CoāInsurance | 20% for most categories |
| Employee Outāofāpocket Maximum (Includes Deductible) | $3,500 individual/ $7,000 family |
| Individual Lifetime Maximum | Unlimited |
*In-network, out-of-network benefits available, but not shown.
Examples of Coverage Levels
| Category | Coverage Detail |
|---|---|
| Office Visits (including specialists) | $25 co-pay no deductible |
| Outpatient Services (non emergency lab, xāray, diagnostic testing, and preadmission testing) | 80% paid subject to deductible |
| Surgery (inpatient and outpatient) | 80% paid subject to deductible |
| Hospital Services | 80% paid subject to deductible |
| Emergencies | $50 coāpay, The employee may also be charged the deductible and coāinsurance for any care received during the emergency room visit. |
| Prescriptions Advanced Utilization Management Program (Drug Quantity Management, Step Therapy, and Prior Authorization), Generics Preferred Program and Exclusive Home Delivery Program Required. PrudentRx Specialty Drug Copay Program available. | Retail Pharmacy co-pays: Mail Order co-pays: |
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Supplemental Benefits
There are two vision plans available as well as a dental and orthodontia. Employees and their eligible family members are provided with mental health/substance abuse coverage.
Life insurance is provided for fullātime employees at a rate equal to 2.5 times the annual base salary level, to a maximum benefit of $50,000. Employees may also purchase up to $500,000 of additional life insurance for themselves and up to $20,000 of life insurance for their dependents at low group rates. Accelerated life insurance, which allows employees to access up to oneāhalf of their life insurance if they are deemed to be terminally ill, is included in the life insurance plans.
Shortāterm disability insurance is available for purchase and Longāterm disability insurance is provided for the employee and is available if an employee becomes totally disabled due to injury or disease. The benefit provides income equal to 60% of the employeeās monthly earnings to a maximum of $6,000 per month, minus other income benefits such as Social Security or those provided by the State Teachers Retirement System or Ohioās Public Employees Retirement System.
Paid Time Off
Generous paid time off benefits including sick leave, vacation leave, and parental leave are also available.
Vacation is earned by fullātime administrative employees at the rate of twentyātwo days per year. Partātime employees earn vacation on a prorated basis. Vacation may be accrued up to a maximum of 32 days. Note: balance may exceed 32 days throughout the fiscal year (up to a maximum of 54 days), but must be reduced to 32 days by June 30 unless an exception is made under policy #41.000. Fullātime bargaining unit employees earn vacation according to years of service. Partātime bargaining unit employees are eligible for vacation credit on a proārated basis proportionate to the hours reported. Faculty members do not earn vacation time. There are also paid holidays; including a Winter Break Closure (December 25th through January 1st)
Sick leave is earned by fullātime employees at a rate of 1.25 days per month or 15 days per year. Bargaining unit employees earn sick leave at the rate of 4.6 hours for each 80 hours worked. There is no maximum on sick leave accumulation. Partātime employees earn sick leave on a proārated basis. Prior sick leave credit from State of Ohio employment can be given upon reāemployment within 10 years.
The Parental Leave Program allows eligible employees to take advantage of a total of 12 weeks (6 weeks paid and 6 weeks unpaid) of parental leave for birth or adoption.
Educational Benefits
51ĀŅĀ× is proud to provide access to educational benefits that support professional and educational goals. The benefit covers the instructional fee portion of tuition and is pro-rated if the employee is part-time. Non-residency fees, if applicable, are also waived for eligible employees. General fees may be waived on a course by course basis for course work which is directly related to the employeeās current position.
Qualified dependents of 51ĀŅĀ× employees are also eligible to receive tuition assistance. The instructional fee portion of tuition is waived for the employeeās qualified dependents who take courses at 51ĀŅĀ×. The waiver is pro-rated if the employee is part-time.
Retirement
Administrators and bargaining unit employees are enrolled in Ohioās Public Employees Retirement System (OPERS) and are exempt from social security taxes on salary earned at the University. OPERS members contribute 10% of gross annual earnings and the University contributes 14%. OPERS offers a defined benefit and defined contribution plans to new members.
Faculty members are enrolled in the State Teachers Retirement System (STRS) and are exempt from social security taxes on salary earned at the University. STRS members contribute 14% of gross annual earnings and the University contributes 14%. STRS offers a defined benefit, defined contribution and a combined plan to new members.
Fullātime administrative, bargaining unit and faculty new hires can opt out of OPERS or STRS and choose to participate in the Alternative Retirement Plan (ARP) defined contribution plans [401(a)]. In the first 120 days of employment, an employee will need to make an election to contribute to the appropriate state plan (OPERS/STRS) or to the ARP. The ARP is a defined contribution plan and employees are immediately vested, with the retirement benefit dependent on how their investment grows. Administrative and bargaining unit staff contribute 10% with the University matching with 11.56% (an additional 2.44% is contributed as mitigating rate). Faculty contribute 14% with the University matching 9.53% (an additional 4.47% is contributed as mitigating rate).
Employees may change ARP providers, but once a system is chosen (OPERS/STRS or the ARP), employees must remain in that system throughout their employment with 51ĀŅĀ×.
In the ARP an employee may select an approved retirement provider. Each company offers several investment options.
Miscellaneous
51ĀŅĀ× Offers the following benefits:
- Adoption
- Supplemental Retirement Accounts, 403(b) and 457 plans
- Recreation facilities (WellWorks and Campus Recreation)
- Library
- Employee Perks & Discounts